The Tuition Solution program is based on a proven financial program that has existed for over 100 years. The Company we use is one of the highest rated financial institutions in the industry. As our client you would normally fund the program over a five-year period (other funding periods can work) and then borrow from the cash value in the program to pay for tuition or whatever you desire. You will receive an annual dividend on the entire cash value in your account. This dividend payment process creates wealth for you over time as your cash value increases significantly.

When you borrow from your account to pay tuition you are really loaning yourself your own money. When you borrow money from a bank your payment includes interest plus the amount you borrowed which is called principle. With your Tuition Solution account you will also pay back principle and interest but you pay yourself back not a bank. Once you have paid yourself back you can borrow again and repeat the repayment process. When you repay yourself, your account value increases. When this process is repeated many times over, your account value grows exponentially.

As you can see, Tuition Solution is the best way to use your money to pay for tuition. No other method of paying for tuition matches the Tuition Solution program’s benefit of providing a source of tax-free money throughout a lifetime. The way this tax-free lifetime money works is once you have covered your child’s tuition, Tuition Solution becomes your Retirement Solution as you can use the tax-free funds both before retirement as well as during retirement.

The Company we selected for the Tuition Solution program is the industry’s highest rated company that pays full dividends on your entire cash value, including the amount you have borrowed. Most other companies pay dividends only on the cash value that remains in the account. This is an enormous advantage for you and your money.

We can show you how the program will perform for you based on your specific needs. Outlined below are some samples for reference purpose only. Your investment amount can be higher or lower.

If you are 40 and invest $1,000 a month for five years, in the sixth year you could take out a $35,000 loan, tax-free. You would repay yourself over five years and then take another $35,000 loan and repeat the cycle. The assumptions used in this performance sample are non-guaranteed.

If you choose to use the program based on your child’s age, you can still control the loan process. Some parents decide that they would like their child to “own the program”, or work the loan and repayment feature, at some point in the future. Parents often wait for the child to finish school and for a time when they determine their child understands the power of the program and is ready to manage their financial needs. When the child owns the program they will be able to use the loan and repayment process at their discretion.

The numbers outlined in the 40-year-old parent sample above will also apply when the program is based on your child. What changes is the exact amount available to borrow and what is described as the Survivor benefit. When we use a child’s age the cash value is usually higher than when using the parent’s age, and the survivor benefit is about three times as high as when we use the parent’s age.

The program we use for Tuition Solution is customized to meet each individuals needs. The program works because of the basic fundamental of a specific type of life insurance. The reason we use life insurance is that life insurance is the best way to build cash value that can be accessed via tax-free loans. Because there is life insurance built into the program, there is an added benefit. The added benefit is the survivor or death benefit. This benefit is a financial planning bonus for you.

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